# Lexique de l'assurance

**A**

[Accès direct autorisé](https://www.hyperassur.com/lexique-assurance/acces-direct-autorise/)

[Accident](https://www.hyperassur.com/lexique-assurance/accident/)

[Adhérent](https://www.hyperassur.com/lexique-assurance/adherent/)

[Adhésion](https://www.hyperassur.com/lexique-assurance/adhesion/)

[AERAS (convention)](https://www.hyperassur.com/lexique-assurance/aeras/)

[Affiliation](https://www.hyperassur.com/lexique-assurance/affiliation/)

[Assistance](https://www.hyperassur.com/lexique-assurance/assistance/)

[Assurance Maladie Obligatoire (AMO)](https://www.hyperassur.com/lexique-assurance/assurance-maladie-obligatoire/)

[Assuré](https://www.hyperassur.com/lexique-assurance/assure/)

[Attestation d'assurance](https://www.hyperassur.com/lexique-assurance/attestation-assurance/)

[Attestation de droits](https://www.hyperassur.com/lexique-assurance/attestation-de-droits/)

[Avenant](https://www.hyperassur.com/lexique-assurance/avenant/)

[Avis d'échéance](https://www.hyperassur.com/lexique-assurance/avis-echeance/)

[Ayant droit](https://www.hyperassur.com/lexique-assurance/ayant-droit/)

**B**

[Bancassureur](https://www.hyperassur.com/lexique-assurance/bancassureur/)

[Base de remboursement (BR)](https://www.hyperassur.com/lexique-assurance/base-de-remboursement/)

[Bénéficiaire](https://www.hyperassur.com/lexique-assurance/beneficiaire/)

[Bonus/malus](https://www.hyperassur.com/lexique-assurance/bonus-malus/)

[Bourquin (loi)](https://www.hyperassur.com/lexique-assurance/bourquin/)

[Bureau central de tarification (BCT)](https://www.hyperassur.com/lexique-assurance/bureau-central-de-tarification/)

**C**

[Carte vitale](https://www.hyperassur.com/lexique-assurance/carte-vitale/)

[Catastrophe naturelle](https://www.hyperassur.com/lexique-assurance/catastrophe-naturelle/)

[CCAM](https://www.hyperassur.com/lexique-assurance/ccam/)

[Certificat d'adhésion](https://www.hyperassur.com/lexique-assurance/certificat-adhesion/)

[Certificat de radiation](https://www.hyperassur.com/lexique-assurance/certificat-radiation/)

[Chatel (loi)](https://www.hyperassur.com/lexique-assurance/loi-chatel/)

[Code des assurances](https://www.hyperassur.com/lexique-assurance/code-des-assurances/)

[Code de la mutualité](https://www.hyperassur.com/lexique-assurance/code-mutualite/)

[Coefficient de réduction-majoration (CRM)](https://www.hyperassur.com/lexique-assurance/coefficient-reduction-majoration/)

[Co-emprunteur](https://www.hyperassur.com/lexique-assurance/co-emprunteur/)

[Complémentaire santé](https://www.hyperassur.com/lexique-assurance/complementaire-sante/)

[Conditions générales](https://www.hyperassur.com/lexique-assurance/conditions-generales/)

[Conditions particulières](https://www.hyperassur.com/lexique-assurance/conditions-particulieres/)

[Constat amiable](https://www.hyperassur.com/lexique-assurance/constat-amiable/)

[Contrat](https://www.hyperassur.com/lexique-assurance/contrat-assurance/)

[Contrat groupe](https://www.hyperassur.com/lexique-assurance/contrat-groupe/)

[Contre-expertise](https://www.hyperassur.com/lexique-assurance/contre-expertise/)

[Cotisation](https://www.hyperassur.com/lexique-assurance/cotisation/)

[Courtier d'assurance](https://www.hyperassur.com/lexique-assurance/courtier/)

[CPAM](https://www.hyperassur.com/lexique-assurance/cpam/)

**D**

[Date anniversaire du contrat](https://www.hyperassur.com/lexique-assurance/date-anniversaire-du-contrat/)

[Date d'effet du contrat](https://www.hyperassur.com/lexique-assurance/date-effet/)

[Décès (garantie)](https://www.hyperassur.com/lexique-assurance/deces/)

[Déclaration de sinistre](https://www.hyperassur.com/lexique-assurance/declaration-sinistre/)

[Défaut d'assurance](https://www.hyperassur.com/lexique-assurance/defaut-assurance/)

[Délai d'attente](https://www.hyperassur.com/lexique-assurance/delai-attente/)

[Délai de carence](https://www.hyperassur.com/lexique-assurance/delai-carence/)

[Délai de franchise](https://www.hyperassur.com/lexique-assurance/delai-franchise/)

[Délai de rétractation](https://www.hyperassur.com/lexique-assurance/delai-retractation/)

[Délégation d'assurance](https://www.hyperassur.com/lexique-assurance/delegation-assurance/)

[Demande d'entente préalable](https://www.hyperassur.com/lexique-assurance/demande-entente-prealable/)

[Devoir de conseil](https://www.hyperassur.com/lexique-assurance/devoir-conseil/)

[Dommage](https://www.hyperassur.com/lexique-assurance/dommage/)

[Droit à l'oubli](https://www.hyperassur.com/lexique-assurance/droit-oubli/)

**E**

[Échéance](https://www.hyperassur.com/lexique-assurance/echeance/)

[Etablissement conventionné](https://www.hyperassur.com/lexique-assurance/etablissement-conventionne/)

[Exclusion](https://www.hyperassur.com/lexique-assurance/exclusion/)

[Expertise](https://www.hyperassur.com/lexique-assurance/expertise/)

**F**

[Fausse déclaration](https://www.hyperassur.com/lexique-assurance/fausse-declaration/)

[Feuille de soins](https://www.hyperassur.com/lexique-assurance/feuille-de-soins/)

[FGAO (Fonds de garantie des assurances obligatoires de dommages)](https://www.hyperassur.com/lexique-assurance/fgao/)

[Fiche standardisée d'information](https://www.hyperassur.com/lexique-assurance/fiche-standardisee-information/)

[Force majeure](https://www.hyperassur.com/lexique-assurance/force-majeure/)

[Forfait journalier hospitalier](https://www.hyperassur.com/lexique-assurance/forfait-journalier-hospitalier/)

[Forfait patient urgence (FPU)](https://www.hyperassur.com/lexique-assurance/forfait-patient-urgence/)

[Frais de séjour](https://www.hyperassur.com/lexique-assurance/frais-de-sejour/)

[Frais réels](https://www.hyperassur.com/lexique-assurance/frais-reels/)

[Franchise](https://www.hyperassur.com/lexique-assurance/franchise/)

[Fraude à l'assurance](https://www.hyperassur.com/lexique-assurance/fraude-assurance/)

**G**

[Garantie](https://www.hyperassur.com/lexique-assurance/garantie/)

**H**

[Hamon (loi)](https://www.hyperassur.com/lexique-assurance/hamon/)

[Honoraires médicaux](https://www.hyperassur.com/lexique-assurance/honoraires-medicaux/)

**I**

[IARD (assurance)](https://www.hyperassur.com/lexique-assurance/iard/)

[Incapacité totale de travail (ITT)](https://www.hyperassur.com/lexique-assurance/itt/)

[Indemnisation](https://www.hyperassur.com/lexique-assurance/indemnisation/)

[Invalidité permanente partielle (IPP)](https://www.hyperassur.com/lexique-assurance/ipp/)

[Invalidité permanente totale (IPT)](https://www.hyperassur.com/lexique-assurance/ipt/)

**J**

**K**

**L**

[Lagarde (loi)](https://www.hyperassur.com/lexique-assurance/lagarde/)

[Lemoine (loi)](https://www.hyperassur.com/lexique-assurance/lemoine/)

[Litige](https://www.hyperassur.com/lexique-assurance/litige/)

**M**

[Malus](https://www.hyperassur.com/lexique-assurance/malus/)

[Médiateur](https://www.hyperassur.com/lexique-assurance/mediateur/)

[Mutuelle](https://www.hyperassur.com/lexique-assurance/mutuelle/)

[Madelin (loi)](https://www.hyperassur.com/lexique-assurance/madelin/)

**N**

[Notice d'information](https://www.hyperassur.com/lexique-assurance/notice-information/)

[Nullité](https://www.hyperassur.com/lexique-assurance/nullite/)

**O**

[OPTAM](https://www.hyperassur.com/lexique-assurance/optam/)

[ORIAS (organisme pour le registre des intermédiaires en assurance)](https://www.hyperassur.com/lexique-assurance/orias/v)

**P**

[Parcours de soins coordonnés](https://www.hyperassur.com/lexique-assurance/parcours-soins-coordonnes/)

[Participation forfaitaire](https://www.hyperassur.com/lexique-assurance/participation-forfaitaire/)

[PASS (plafond annuel de sécurité sociale)](https://www.hyperassur.com/lexique-assurance/pass/)

[Perte totale et irréversible d'autonomie (PTIA)](https://www.hyperassur.com/lexique-assurance/ptia/)

[Plafond de garantie](https://www.hyperassur.com/lexique-assurance/plafond-garantie/)

[Police d'assurance](https://www.hyperassur.com/lexique-assurance/police-assurance/)

[Préavis](https://www.hyperassur.com/lexique-assurance/preavis/)

[Préjudice](https://www.hyperassur.com/lexique-assurance/prejudice/)

[Prime d'assurance](https://www.hyperassur.com/lexique-assurance/prime-assurance/)

**Q**

[Questionnaire médical](https://www.hyperassur.com/lexique-assurance/questionnaire-medical/)

[Quotité](https://www.hyperassur.com/lexique-assurance/quotite/)

**R**

[Recours](https://www.hyperassur.com/lexique-assurance/recours/)

[Régime obligatoire (RO)](https://www.hyperassur.com/lexique-assurance/regime-obligatoire/)

[Relevé d'informations](https://www.hyperassur.com/lexique-assurance/releve-informations/)

[Résiliation](https://www.hyperassur.com/lexique-assurance/resiliation/)

[Responsabilité civile (RC)](https://www.hyperassur.com/lexique-assurance/responsabilite-civile/)

[Responsable et solidaire (contrat)](https://www.hyperassur.com/lexique-assurance/contrat-responsable-solidaire/)

[Risque](https://www.hyperassur.com/lexique-assurance/risque/)

**S**

[Sapin (loi)](https://www.hyperassur.com/lexique-assurance/sapin-2/)

[Secteur 1 ou 2](https://www.hyperassur.com/lexique-assurance/secteur-1-ou-2/)

[Sécurité sociale](https://www.hyperassur.com/lexique-assurance/securite-sociale/)

[Sinistre](https://www.hyperassur.com/lexique-assurance/sinistre/)

[Souscripteur](https://www.hyperassur.com/lexique-assurance/souscripteur/)

[Surcomplémentaire](https://www.hyperassur.com/lexique-assurance/surcomplementaire/)

[Surprime](https://www.hyperassur.com/lexique-assurance/surprime/)

[Suspension de contrat](https://www.hyperassur.com/lexique-assurance/suspension-contrat/)

**T**

[Tacite reconduction](https://www.hyperassur.com/lexique-assurance/tacite-reconduction/)

[Tarif d'autorité (TA)](https://www.hyperassur.com/lexique-assurance/tarif-autorite/)

[Tarif de convention (TC)](https://www.hyperassur.com/lexique-assurance/tarif-convention/)

[Téléconsultation](https://www.hyperassur.com/lexique-assurance/teleconsultation/)

[Télétransmission](https://www.hyperassur.com/lexique-assurance/teletransmission/)

[Ticket modérateur](https://www.hyperassur.com/lexique-assurance/ticket-moderateur/)

[Tiers](https://www.hyperassur.com/lexique-assurance/tiers/)

[Tiers payant](https://www.hyperassur.com/lexique-assurance/tiers-payant/)

[Tiers étendu](https://www.hyperassur.com/lexique-assurance/tiers-etendu/)

[Tous risques](https://www.hyperassur.com/lexique-assurance/tous-risques/)

**U**

**V**

[Valeur à neuf](https://www.hyperassur.com/lexique-assurance/valeur-a-neuf/)

[Valeur de remplacement à dire d'expert (VRADE)](https://www.hyperassur.com/lexique-assurance/vrade/)

**W**

**X**

**Y**

**Z**